AlertPay is the only viable option for me to add funds into your Trader account. I am in Europe (UK) and use AlertPay to add and withdraw funds from my RLC trader account. ePassporte is also an option, but if you don't have a North American bank account or a Visa credit card you can't sign up with them. They do not accept Switch/Maestro or Mastercard issued credit or debit cards to add funds to an account.
To add money to an AlertPay account by bank transfer costs up to £2.25 (UK) or €3 (looking at France's rates for euro costs) depending on how much you transfer in. Amounts over £50/€50 are free. US & Canadian citizens do not get charged for bank transfers in. Depositing by cheque or money order is free. If you chose to pay by bank wire then this does cost $20, and I guess this is what Jolanta is referring to. The $20 bank wire fee seems to apply for every country though, including the USA and Canada.
To send money to Utherverse from your AlertPay is free.
To withdraw money from Utherverse to AlertPay is also free, but there is a daily limit of $120.
Transfering money from your AlertPay account to your bank account or credit card does incur fees - $0.50 (US & Canada), £2.25 (UK) or €3 for each bank transfer, or $20 for a bank wire.
The full fee schedule is here:
https://www.alertpay.com/info/Fees.aspxTransferring from AlertPay to Utherverse (& back) isn't all that fast (takes about 5 working days each way) but does work. It's easy to set up an account and convert balances from your own currency to US$ (although the conversion rates used for this aren't great). If you are outside North America you are charged fees, so it's worth transfering larger amounts in and out, rather than doing lots of small value little transfers.