Paypal used to be an option, but apparently they have too many priests on their board and won't deal with sex sites. If RLC used CC to pay for VIP, I don't see why they can't just refund using the same method, except it costs them money. I spend $20 on a VIP each month, surely they can spring for the charges to do this, especially since they are charging a fee for each transaction in the ray market.
I admit, I don't have an answer for everything. I do however have an opinion on everything. Just ask me.